The Ultimate Depression Survival Guide Protect Your Savings Boost Your Income and Grow Wealthy Even in the Worst of Times
April 28, 2009 by Budgeting · Leave a Comment
Having an effective financial and personal plan for the future is now more crucial than ever. And with The Ultimate Depression Survival Guide, readers will quickly learn how to create such a plan. This comprehensive guide was especially designed to help people map out a practical financial plan in this unpredictable economic environment, so that they can stop worrying about their money and just enjoy life. Step by step, Martin Weiss–America’s Consumer Advocate for Financial Safety–introduces, explains, and helps solve many of the new challenges and risks that face millions of Americans. Throughout the book, Weiss provides readers with sound strategies for coping with the credit crunch, housing bust, and decline of the U.S. dollar. The Ultimate Depression Survival Guide also examines important topics that today’s investor must be familiar with–including global investing, foreign currencies, and commodities–if they intend to make it through the decade ahead.
Martin D. Weiss, PhD (Palm Beach, FL), is chairman of The Weiss Group, LLC, which consists of three separate corporations, including Weiss Research, Inc. Weiss Research is dedicated to providing information and tools to help investors make sounder financial decisions and offers its insights on MoneyandMarkets.com. Weiss is the editor of the financial newsletter Safe Money Report, known for its track record in picking major turns in interest rates. He is the author of The Ultimate Safe Money Guide: How Everyone 50 and Over Can Protect, Save, and Grow Their Money (978-0-471-15202-6) and Crash Profits: Make Money When Stocks Sink and Soar (978-0-471-42998-2).
User Ratings and Reviews
5 Stars Full of Realistic and Usefull Ideas, a Great Read!
As an author and magazine publisher myself I can say that I am often subjected to lots of new writing, some good news, some old news and lots of it simply bad news. That being the case I am positively surprised and impressed with how much good information- that seems to be real and “reality based”- Martin D. Weiss has managed to put into his newest work, “The Ultimate Depression Survival Guide”. Sure every single element of advice will never work for every single person, but overall much of the tips, advice, and guidance that the reader gains is serious useable information that can and will soften the blow of our current economy and may very well help those who adhere to it ride the wave much easier.
Great work Martin, and thank you for an overall well written and easy to follow book with some real meaning between the covers. I am honored to have had my book mentioned along with yours in various places, and apparently share some of the same buyers and readers.
Will Estell
Author,
“Wisdom & Wisecracks” series of books.
Oxford, Alabama
5 Stars Do You Want To Survive & Thrive
This author is a wise man, and this book gives you a healthy dose of his wisdom. Will it change your life? Will it help you to prosper during this tough economic period? That all depends on your intensity of studying the material and the attitude you have about your own future.
5 Stars “Don’t’ Look Back” - A Great Guide for Economic Survival
This is a fabulous book. Absolutely great - not filled with the usual tired maxims, Weiss offers unusual strategies. Not to be “doom & gloom” but this writer is calling our current “Recession” the “the Second Great Depression”. Well, whatever we want to call “it”, we are facing some challenges.
Here are some tidbits from this great book:
!) Pay Down Your Mortage - even “Fixed Rate Mortgages” –Even “fixed rate” mortgages are problematic, as “deflation” drags down wages but the payments on the mortgage do not decrease. So pay more than minimum payments.
2) Jobs — Don’t be in a fog if you are employed! Get out of your trance. Keep up-to-date on your company’s financial situation - read & research. In the meantime assess what your company needs and acquire those assets.
3) Housing & Real Estate -”Don’t look back” — Forget what your property was worth at its peak or what you paid for it.” What is the current situation? Look around & do your research.
4) Forget the ‘Government as Savior’ idea— yes, it will help some people, but it will be “spotty”.
5) Selling you Home? Offer an additional bonus commission for agents to get things rolling — If the current commission rate is 6%, offer 8%. Make sure the extra bonus is indicated in the MLS Listing.
6) Watch for Watershed Events to invest. When the government gets out of the “bailout business” (after they realize it didn’t work so well), there may be a ’sea change’ & a good time to find bargains.
5 Stars Good Stuff - Reader Friendly, Practical and Realistic
I’ve been a fan of the Weiss Publications for many years so wasn’t sure this book would have anything new to offer. So often, the books published by those with ongoing newsletters or other online services tend to be increasingly shallow, reprints of information you have encountered repeatedly or– worse of all — shallow promotional tools hyping the sale of their expensive products or service subscriptions.
While the author does indeed have many information products including newsletters etc…he refrains from watering down his content Or shameless promotional efforts throughout. Instead, he delivers delightfuly fresh content, easy to read and relevant.
I read a lot of business books…in fact, I teach business/finance etc at the college level, write and consult on the topic so I’m always in the middle of reading at least one (or more) business books. Here are a few things that set this one apart from the rest…
1. The author is unapologetic about his position. In fact, he publishes his email and contact information right up front so you can write or comment.
2. Accessible. This book is reader friendly and designed to appeal to a wide audience. The advice is do-able and can be easily modified to fit any budget…this is not a book only for those with massive portfolio’s searching for a bigger/better return but truly a survival manual. Those with little money concerned how they will cover the basics are likely to find as much value in the book as those nearing retirement watching their 401k or other investments shrink in recent years.
3. Practical. The advice is meant to take action on…not sell you the next level. Likewise, the information is different from that of the newsletters although regular readers of Martin Weiss will be pleased to find it consistent with his core suggestions and outlook.
Bottom line…whether you grow wealthy or simply preserve your standard of living while others sink this book is well worth the time and effort to review.
4 Stars Did not make me feel happier.
I was unbelievably euphoric after having seen this book available for purchase. You see, I have the unique misfortune of being one of the rare Americans that suffer from depression and lives near a large sinkhole. I was convinced that this book could address both my conditions, depression and depressions. Not only did this book not offer much in terms of depression management (not even a sentence on novel drugs or therapies), it did not even offer up any helpful tips on how to get out of a large sinkholes. As such, I cannot recommend it for those purposes. However, if you are not affected as I am by such conditions, you might consider giving this book a chance.
Fix Freeze Feast Prepare in Bulk and Enjoy by the Serving More than 125 Recipes
April 28, 2009 by Budgeting · Leave a Comment
Fix Freeze Feast Prepare in Bulk and Enjoy by the Serving More than 125 Recipes
Millions of shoppers save money buying groceries in bulk — trays of boneless chicken breasts, pairs of flank steaks, and flats of ripe tomatoes. But savings can quickly become losses if those bulk quantities spoil in the refrigerator or lie forgotten — unlabeled and unrecognizable under layers of ice crystals — in the back of the freezer.
Kati Neville and Lindsay Tkacsik have built businesses teaching home cooks how to take advantage of bulk savings by shopping wisely; converting food purchases into delicious, healthful family dinners; and labeling and storing the meals for easy access on busy days. They share all their best recipes and organizational wisdom in Fix, Freeze, Feast, a cookbook every price-conscious shopper will love, and warehouse club members shouldn’t be without. With their help, home cooks will have freezers stocked with easy-to-prepare entr
The Complete Compost Gardening Guide Banner batches grow heaps comforter compost and other amazing techniques for saving time and money and producing most flavorful nutritous vegetables ever
April 28, 2009 by Budgeting · Leave a Comment
When heaping mounds of garden debris just sit there like so much, well, garbage, many frustrated garden composters bemoan their lack of success and throw in the old pitchfork. Some worry about becoming a slave to elaborate, multiplex bins requiring heavy maintenance, while others fret over locating a compost pile where it won’t draw the ire of
The Urban Homestead Your Guide to Self sufficient Living in the Heart of the City Process Self reliance Series
April 28, 2009 by Budgeting · Leave a Comment
The Urban Homestead is the essential handbook for a fast-growing new movement: urbanites are becoming gardeners and farmers. Rejecting both end-times hand wringing and dewy-eyed faith that technology will save us from ourselves, urban homesteaders choose instead to act. By growing their own food and harnessing natural energy, they are planting seeds for the future of our cities.
If you would like to harvest your own vegetables, raise city chickens, or convert to solar energy, this practical, hands-on book is full of step-by-step projects that will get you started homesteading immediately, whether you live in an apartment or a house. It is also a guidebook to the larger movement and will point you to the best books and Internet resources on self-sufficiency topics.
Projects include:
- How to grow food on a patio or balcony
- How to clean your house without toxins
- How to preserve food
- How to cook with solar energy
- How to divert your grey water to your garden
- How to choose the best homestead for you
Written by city dwellers for city dwellers, this illustrated, smartly designed, two-color instruction book proposes a paradigm shift that will improve our lives, our community, and our planet. Authors Kelly Coyne and Erik Knutzen happily farm in Los Angeles and run the urban homestead blog www.homegrownrevolution.org.
User Ratings and Reviews
5 Stars A must read
A must read for anyone who cares and is interested in the world they occupy. Gardeners and social activists alike will enjoy this witty romp through there urban habitat.
5 Stars A book for everyone just starting out
There is no doubt that this book is an excellent guide to begin to discover about Urban Gardening and being *more* self-sufficient in the heart of a city. It has good information and references to further reading on advanced items yet shares detailed guides/stories on “beginner projects”.
First off, this is a book that while covering the desires of those who believe in local food production/activism, it is a guide intended for everyone to start with. Whether or not the raising of industrial crops is killing society isn’t the goal of this book, but simply an explanation between the difference in such production methods and the benefits of the classical and organic methods.
I would feel comfortable handing this book to anyone of any political persuasion as it is not tied up into the political arguments surrounding food production. The stories and insights are *personal* and make this a very pleasant read. The different personalities of the authors come through well and give the reader an opportunity to identify with the writers more easily. In fact, I would compare the book in some ways as to watching an episode of “Living with Ed” on HGTV.
While I believe it should be clear to folks that it is a beginners guide more than an all-inclusive guide, it definitely does serve as a good jumping off point for finding further exploration.
4 Stars Great Book for Beginners
This book entertainingly and simply explains a wide variety of homesteading subjects as low tech as foraging and as high tech as solar power. It gives advice and how-to’s for each subject and makes a great intro to homesteading.
5 Stars Great for urban beginngers eager to tread more lightly
This book is a great resource for urbanites who want to become more self-sufficient and be gentler to the planet.
What this book is not: a detailed, step-by-step of how to get off the grid.
What it is: a fantastic, bountiful resource of ideas, anecdotes and how-to’s to get you thinking about your personal goals and situation, and a great bolster to your confidence to undertake these sometimes intimidating goals.
The authors do a fabulous job of taking the place of our long-gone family history of how to grow the stuff we eat (vegetable and animal) and how to store the stuff we grow.
How-to’s include: reclaiming, rehabing and repairing your waste of resources call the lawn; dumpster-diving; harvesting “pubic” crops; building your own raised garden boxes; composting and mulching your everyday household food and paper waste; green household cleaning; storage and preservation of your backyard bounty; grey water use. And too much more to list.
The book is a great jumping-off point, gets your mind going and the ideas flowing. Once you have a basic plan, and a season of trial and error, the referenced resources are invaluable.
On the issue of typos, I found that there are neither typos every page, nor is it free of errors. If you’re a stickler or distracted by type errors, either grin and bear it and focus on the information, or pass this one by. I personally value the information more than the misplaced comma.
5 Stars Excellent source for ideas and inspiration
We had to wait several months to get this book from our library and it was well worth the wait. Although we are experienced gardeners and live a low-impact lifestyle as it is, we got a number of excellent new ideas (growing potatoes in tire towers and growing garlic shoots in the winter, to name two) from this book. As other reviewers have commented, it’s not a gardening how-to book, rather it’s a compendium of ideas on how to live a more self-sufficient lifestyle in an urban environment with a minimum amount of labor and a maximum amount of output. I would recommend other books for actual gardening techniques, but if you’re looking for ideas on ways to be self-sufficient in a suburb or city, this is definitely the book. As an editorial stickler, I found a few typos but the authors are excellent writers!
Rock Brock And the Savings Shock
April 28, 2009 by Budgeting · Leave a Comment
Rock Brock And the Savings Shock
Grade 3-5–Twin brothers are very different, especially in the way that they deal with money: Rock is a spender and Brock is a saver. Their grandfather hires them to do chores and then encourages them to save by matching the total amount of money that they have accumulated from their pay each week. Brock manages to amass $512 in 10 weeks, while Rock spends his money as soon as he earns it, purchasing a fanciful array of toys, gum, and yard-sale items, all of which are comically depicted in the bright cartoon illustrations. Ultimately, Brock uses his proceeds to buy a fancy telescope and some gifts for family members, generously putting his remaining $50 dollars into a joint savings account that he shares with his brother. Evidently Rock learned his lesson as the tale ends with the twins in their old age as millionaires. A section entitled Do the Math contains charts showing the cash accumulation and what would have happened if Brock had spent some money during the 10 weeks. An explanation of compound interest and advice about saving are included. While the rhyming text has some awkward passages, this picture book is a good way to examine the issue of saving vs. spending.–Erlene Bishop Killeen, Fox Prairie Elementary School, Stoughton, WI
Copyright
Rich Dad Poor Dad for Teens The Secrets About Money that You Dont Learn in School
April 28, 2009 by Budgeting · Leave a Comment
Rich Dad Poor Dad for Teens The Secrets About Money that You Dont Learn in School
Grade 6 Up–Kiyosaki, a bestselling author for adults, has specifically targeted teens in his attempt to promote his philosophy. What makes this book unique is his approach to how he thinks about accumulating wealth and about having money work for the earner. “Poor Dad” accepts the notion that he will never be rich and thinks that “money doesn’t matter.” “Rich Dad” thinks that “money is power.” Teens are encouraged to be creative in developing ways to earn cash and to limit spending. A chapter on identifying individual strengths and learning styles while developing a financial IQ on the path to financial freedom is a lesson for any age. Sidebars and quizzes promote individual ideas and concepts. Teens will be attracted by the notion of playing games to learn more about acquiring assets and managing money. The glossary clearly explains financial terms. An entertaining and informative book.–Kathleen A. Nester, Downingtown High Ninth Grade Center, PA
User Ratings and Reviews
5 Stars Rich dad Poor dad
I am 44, a friend told me about this book, and I bought. it has a agreat lesson on good money management. I wish I had read it when I was younger. But even though, I think I still benefits from it. i think parents should get it for their children.
5 Stars great present for teens
I gave this to my 15 year old brother in law after I had read the Rich Dad Poor Dad orginal. I didnt think he would even read it but he did. He said it kept his interest and showed him the importance of things he had been taught at school but never knew how to use the knowledge.
He normally only plays video games so to find a book that suited him made me very happy.
5 Stars GREAT READING!!
I bought this book for my son and he surprised me by reading through it soo fast! He loved it and I can tell he retained a lot of what he learned. He constantly talks about it in our everyday life. His philosophy has changed regarding so many things. I cant tell you how much this has done for him! Robert K… thank you for writing this!!
2 Stars Just Buy Rich Dad Poor Dad
I’m 16 and I’ve read many books about finance and investing including Rich Dad Poor Dad but this book is just to simple it’s just a cut down version from the original book if you want to read a Kiyosaki book just get Rich Dad Poor Dad
4 Stars Better than the Usual Run of Teen Self Help Books
The “Rich Dad, Poor Dad” series has been enormously popular on the lecture circuit and in book stores. Authors Robert Kiyosaki and Sharon Lechter have distilled a fair amount of useful financial advice using the medium of Kiyosaki’s autobiographical remembrances of the lessons his two ‘Dads’ taught him. In brief, one father (his biological father) is a teacher who stresses education and finding a ‘good’ job, while his other father (actually the father of his best friend Michael) taught him how to manage money, seize opportunities, and build financial independence. Like many other self help financial books, this series has a good mix of practical advice and a fair amount of platitudes designed to give readers confidence in themselves so they will take some risks in the pursuit of their dreams.
I was expecting a slightly easier to read version of the same message from this book. My wife asked that I skim it to see if it was appropriate for her grandchild. I was pleasantly surprised, however, to find that this book was not just a easier to read version of the original ‘Rich Dad, Poor Dad.’ Instead, Kiyosaki and Lechter have moved beyond the usual boundaries of the financial self help guide to discuss multiple intelligences and (surprise) the value of education in all its forms. Of course, the best of the advice found in ‘Rich Dad, Poor Dad’ is repeated here as well. You should buy assets, not liabilities. Debt is a tool for developing assets, not means to purchase the latest gizmo that you absolutely have to have right now. But the authors also talk extensively about Gardner’s theory of Multiple Intelligences. They correctly recognize that kids (indeed, all of us) have certain innate intelligences not all of which are developed in a traditional classroom setting. They encourage young people to develop and use their own talents and gifts in pursuit of a financial education. They rightly remind their readers that all of them are born geniuses.
In conclusion I liked this book considerably more than the original volume of the ‘Rich Dad, Poor Dad’ series. In that volume, Kiyosaki concluded that he learned from both of his Dads, but the Rich Dad gets a far more positive portrayal. The teacher father comes up short in many ways. But in this book, education is correctly seen as one form of wealth. It is not the only form, despite what many of my colleagues in the teaching profession might say. But it is one form. A life with great books and music is also wealth. And so is financial independence. Indeed, without the latter, it is difficult to appreciate the former. And I think the authors give both forms of wealth their due in this book. That is a good message for teens to read.
The Motley Fool Investment Guide for Teens 8 Steps to Having More Money Than Your Parents Ever Dreamed Of
April 28, 2009 by Budgeting · Leave a Comment
In a wise and witty manner, brothers David and Tom Gardner, founders of the multimedia investment company The Motley Fool, impart their investment strategies to the adolescent masses with The Motley Fool Investment Guide for Teens. In eight teen-friendly sections, the brothers Gardner and writing partner Selena Maranjian demystify the stock market by describing and defining mutual funds, banking practices, IRAs, and drip investing. The authors also include numerous quotes from money-savvy adolescents who detail some of their rookie market moves in an attempt to help their peers steer clear of similar mistakes. Parents will approve of the strongly worded sections on credit card debt and the costly financial and physical tolls a smoking habit takes on both wallet and health. In fact, parents would do well to pick up this investment primer for their own edification, if they find the stock market a confusing and chaotic business. Loaded with worksheets, helpful Web sites on a variety of financial subjects, a concise glossary, and a comprehensive index, this is one investment guide that both generations can and will turn to again and again.
Traditionally, teens have been known for having a hard time seeing the proverbial Big Picture. But the Gardners respond admirably to this characteristic, by constantly emphasizing the fortune teens can make in the future by investing now and reminding them that investing money is the least labor-intensive way to make more of the desirable green stuff. A perfect gift for the burgeoning Warren Buffet in your life. (Ages 12 and older) –Jennifer Hubert
User Ratings and Reviews
5 Stars Excellent book with a lot of helpful information
I loved reading this book, it was a quick and easy read that really helped me to fully grasp the basics of investing. In the past I had picked up bits and pieces, this really put it all together for me.
All I can say is, let the author’s think they’re cool with their slang that hasn’t been used in ages and their rock lyrics, after all they are teaching us all one of the most important things we’ll ever learn in life.
5 Stars Excellent book to give your kids a good understanding of investment
I bought this for my 12 year old in addition to a cash gift for him to put away in the investment of his choice - hoping he could increase the cash for a method of transport when he’s old enough to drive. Interesting enough, he read it in one day and started looking up investment items immediately. Secretly, I read it at night so I could keep up with his newly acquired knowledge. It’s a good read and very informative.
5 Stars Even if you’re in your 30s
I’m turning 38 next year, and I humbly admit that the whole idea of saving and investing only sank in a couple of years ago (this was when I made my first mutual fund investment, out of impulse!). I’ve learned about the Beauty of Compounding a long time ago, but I guess my brain wasn’t wired enough to see its real-life application. I’ve had good jobs, and have made good income on the side, but I have never thought of consciously putting at least a dollar away for my future.
Then this book came up from the bargain bin of a local bookstore, and priced at half its retail amount. To me, however, it’s been a lifesaver. I am far from being a teenager, but “The Motley Fool Investment Guide for Teens” contained all the basic information I needed when it came to the nuts and bolts of investing. All the way from saving that first dollar to trying out the stock market–it’s all in the book. And the Gardners’ writing style is casual and careful enough so as not to overwhelm.
It’s not really 8 steps as the book cover presents. The first 8 go from saving and earning extra money all the way up to investing in funds, plus encouraging readers to form their own little “investment education groups.” (A great way to spend weekend afternoons with friends–learn about investing instead of huddling around the videogame console.)
The additional steps in the book tackle the stock market, for those who want greater risk and potentially greater returns. Steps 9 to 15 cover choosing the right companies, the basics of looking through financial reports, how to monitor the bourses, and managing the portfolio.
Thanks to this book, I can more confidently begin my journey to a comfortable retirement–at 55!
(Oh, and let the teens read it, too.)
5 Stars Written for the Teen Investor!
This is an excellent first book to give a teen who is not sure about investing as a good place to put his or her money. It is written with teens in mind and has tons of real-world examples to which teens can relate. It is a good start to get teens exciting about making their money work for them. I got it for my 16-year-old nephew who was skeptical, but is on board with taking control of his own financial future.
5 Stars Good Book For All Ages
This book has reinforced what I have been preaching to my 17 year old for years……1) save and invest your money early, 2)live within your means as you get started in life (used vs new car), 3) attend the local university (keep student loans to minimum) and 4) practice a healthy lifestyle and you will soon learn that by the time you are 30 you will have more financial freedom and less debt than 90% of Americans.
I wish I had been taught the discipline for the first two items as it wasn’t until age 40 that I reached financial freedom. Fortunately for him, he is a believer after reading this book. Maybe along the way he will guide others in the right direction.
Its Not What Youve Got
April 28, 2009 by Budgeting · Leave a Comment
The concepts presented in this beautifully illustrated book include: Money does not define who you are; it doesn’t matter what others have, and abundance comes in many forms. Unlike most books on this subject, You,re Not What You’ve Got is not a how-to manual on spending and saving for kids, but rather a positive, spiritual approach to the meaning of money.
User Ratings and Reviews
3 Stars It’s Not Got It
I read this book with no prior familiarity with the author. Although it seemed very promising and innovative at first, I won’t be adding it to my list of recommended books for children.
I would put this book in the same category as “Oh The Places You’ll Go” (Dr. Seuss) and “I Knew That You Could” (Dorfman and Ong). All three contain pithy advice about life, set to rhyme, and illustrated for children. Unfortunately, these books tend to appeal far more to adults than to children.
In my experience, rhyming read-alouds are best for children up to about kindergarten-age. Only more sophisticated illustration or writing will extend the use-life of the book into early or mid elementary. In the case of “It’s Not What You’ve Got,” the ideas presented in the book will be difficult to grasp for young children with little life experience. By the time they are old enough to understand and make use of the advice, the book will seem far too childish. Therefore, I can imagine adults really loving the idea of a book like this, and giving it as a gift, only to see it gather dust. The illustration style is so unremarkable that I doubt that many kids will be drawn to it. Further, the wordy title just screams “Educational Book!” and will repel most children browsing the shelves for a bedtime story or something to idly pass the time.
As for the book’s advice, I find most of it to be sound, but I agree with a previous reviewer that Tip #4 (You Have the Power to Get What You Want) is somewhat at odds with the advice to be happy with what you have, especially with the picture of a girl aspiring to own a car, a pony, a bg house, an expensive handbag, and dreaming about travel and adventure. I believe strongly in the power of positive thinking, but wealth and riches are not the only things to envision in one’s future. This double-page spread could have been much more thoughtfully designed.
I suggest that “It’s Not What You’ve Got” be used by parents and teachers as a source for ideas on how to speak about money with children. The individual tips could be used for lesson planning, and many of the discussion questions at the end could be woven into conversation or discussion quite easily without seeming too preachy. Repetition of the ideas in different contexts is what will help them sink in. As long as the kids never lay eyes on the book itself, I see some promise.
5 Stars It;s Not What You’ve Got
I love this book and is a must for all children especially in todays society where everyone wants so much material “things” This book reminds us that we are not “our stuff” and that the best things in life are free……
Every child needs to be reminded of thins including there parents!!
5 Stars Dyer is a genius
Any book with Wayne Dyer’s name on it is great. Although this book is intended for children, I thoroughly enjoyed it myself.
5 Stars A wonderful lesson for little ones AND “big ones” too!
I just got this book and read it with my 2 step children who are 6 and 11 years old. We all really enjoyed this book and had great discussions throughout. The questions at the end are great too! All around, it’s a great interactive book for you and any child with great lessons. I would highly recommend this book to any teacher or parent. Illustrations are GREAT too!
1 Star Skip this one!
If you’re willing to ignore the grammatical error, the title of the book is great. Sadly, the content falls short. Some pages make excellent points about being satisfied with what you have and the importance of ALL jobs in our society. Unfortunately, those concepts are completely blown out of the water with point #4: “You have the Power to Get What You Want”. The author encourages kids to dream about anything they could possibly desire and that all they have to do is “believe” that they will have them and they will. He actually uses the phrase “wealth and riches of every kind”. The corresponding illustration is a girl putting up pictures of a car, big house, horse, and a purse among other “high-ticket” items. Not exactly the values we were hoping to impart.
Not sure why people have taged this as “religious”. I don’t believe that any mainstream religion supports this type of thinking or greed.
Growing Money A Complete Investing Guide for Kids
April 28, 2009 by Budgeting · Leave a Comment
Growing Money A Complete Investing Guide for Kids
Grade 4-8-A clear explanation of the theory behind investing and compound interest. Related terms are introduced and defined throughout the volume and anecdotes citing companies familiar to children (e.g., Kellogg’s, IBM, Coca-Cola) often illustrate principles. One chapter is devoted to deciphering a financial page in a newspaper. Sample forms illustrate how to record income, withdrawals, and savings, and quizzes measure knowledge and risk tolerance. Black-and-white cartoons and several charts accompany the text. This useful how-to book is the next step for readers of Neale S. Godfrey’s Ultimate Kid’s Money Book (S & S, 1998) and Betsy Maestro’s The Story of Money (Clarion, 1993). Librarians and teachers will want to recommend it to budding entrepreneurs and children who spend money as fast as they earn it.
Kathleen A. Nester, Downingtown High Ninth Grade Center, PA
Copyright 1999 Reed Business Information, Inc.
User Ratings and Reviews
4 Stars Teens & Money
I liked it - - read most of it before I gave it to my
14 year old grandson. Again, he was more interested
in an XBox and nerf gun - - of course!! He liked the
$25 I gave him but not the $25 I deposited in the savings
account I started for him. Maybe he will sneak and read it
when no one is watching. One can only hope.
5 Stars Great for kids…
I live by the motto if you don’t train your kids to survive financially you are training them to live life below standard. This book is a great entry level book. My daughter is doing great in her beginning of what I hope is a life long associations with the financial markets.
5 Stars The Last Chapter is Key to Succcess…
The larger font size implies this book should be for ages eight to around twelve. If you purchase it for ages older than that, my guess is the child will feel like the book is too young for them. That is not to say that teenagers and adults cannot benefit from the information inside. This is a great investment book to begin understanding terms relating to different types of investments.
I like that special attention is given to the word investor itself, describing it as anyone who uses their money to make money. Thus, owning a simple savings account would make you an investor. I think children will be proud to be able to claim, “I am an investor!” Responsibility and financial money management will sneak in as part of the learning package and children will be well on their way to a successful financial future.
There are quizzes and trivia facts throughout the book which make it fun and maintain children’s interest. The book goes into detail explaining stocks, mutual funds, and bonds, addresses the fact that personality plays a role in investing, discusses how everyone has a different investment style, what sets a stock price, the bulls and the bears, and more.
The last chapter challenges children to play an investment game. Children pretend they have $10,000 with the objective being to make as much as they can in six months. Charts are provided for tracking stocks and a portfolio value. I hope parents or teachers actually take the time to complete this last part with their children as nothing beats hands on experience.
5 Stars Growing Money
This is a great book written so kids can easily understand it and get them started on the road to investing, saving, and money management. I presented it to my grandchildren with their first shares of stock.
3 Stars Growing Money
A must read book! Growing Money: A Complete Investing Guide for Kids
*Awesome explanation for kids to understand how to invest money
*Easy Reading
Dining on a Dime Cook Book 1000 Money Saving Recipes and Tips
April 28, 2009 by Budgeting · Leave a Comment
Dining on a Dime Cook Book 1000 Money Saving Recipes and Tips
User Ratings and Reviews
5 Stars Dining on a Dime Cookbook
Love this cookbook. I had one and bought one for my daughter as a wedding shower gift.
5 Stars Hints from Heloise meets Betty Crocker
I bought this for a friend, but I couldn’t put it down! So I bought one for myself, and it is very practical. It contains so many tips for organizing, cleaning, and shopping for your whole house, not just the kitchen. It’s perfect if you’re interested in more ways to save money, reduce waste, and get organized. I’m a new mom and I love the section on homemade cleaning products. There’s even sections on homemade gifts and homemade beauty products (such as lip balm and facial scrubs!) As for recipes, it’s not a one-stop cookbook, but it is a great resource for money-saving recipes, such as ‘Bisquick’, real vanilla, and ranch dressing mix, as well as family-friendly menus and recipes. I’ll be using this book for years to come!
3 Stars good information but sloppy execution
There are great tips in here, but because there are so many thrown all over the book, it’s hard to process and use the information. I found most tips to be more about efficiency than saving money. Due to the many annoying typos in this book it makes me wonder if the recipes were really tested and proofread. The book seems self-published, and in a hurry.
Many of the “recipes” seem off-topic. For example there are instructions for making bubbles, bath salts, drain cleaner and “Play Dough” (how did she get around the trademark on that one?) The recipes are very common basic ones, like Pancakes, Deviled Eggs and roast Chicken. I suppose some people need recipes for these things! Flipping through them there were some I wanted to try, like making my own baking mix and hot chocolate mix. I wish more of them were healthier and vegetarian (therefore cheaper;) most contained lots of meat, sugar and cheese. Check it out at the library before committing to paying the hefty price on this book.
5 Stars Very Entertaining Read…This book is lots of fun
This book was so much more entertaining to me than an ordinary cookbook (and I’m no ordinary cookbook reader…I collect lots of them). This unassuming book had so many fun tidbits and money-saving suggestions, I ended up reading it page-by-page through to the end. It’s written conversationally, and while some of the suggestions are intuitive, lots of the ideas were things I would not have considered. I have two kids, and much of what she suggested translated into saving money with family (i.e. picky kids) and boring meal-times in mind. I will certainly be using some of her tips around my house.
5 Stars Love this book! More than just recipes!
I love this book and I use it a lot. The recipes are easy and there is way more to the book than the cooking recipes.
There are ideas for economical gifts like gift baskets and mixes you can make at home. There are also recipes for your own beauty and cleaning products. I love the tips that appear throughout the book.
This is one of the most useful books that I own.
